Privacy Policy
Privacy Policy – Joel Hunt, Mortgage Broker
Effective Date January 1st 2026
Joel Hunt (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide when using our website, services, and mortgage-related resources. This Privacy Policy explains how we collect, use, store, and protect your personal information, as well as your rights regarding that information.
1. Information We Collect
We may collect the following types of information:
Personal Information: Name, email address, phone number, and other contact details you provide through forms, consultations, or inquiries.
Mortgage-Related Information: Information related to your mortgage needs, such as purchase type (first-time buyer, refinancing, investment), timeline, and general financial details you choose to share.
Documents Required for Mortgage Applications: Documents you provide that are normally required to process a mortgage application, such as:
Proof of income (pay stubs, tax returns)
Employment verification
Identification documents
Property information and appraisals
These are collected solely to process your mortgage request and submit applications to lenders.
Website Usage Data: Information about how you interact with our website, such as pages visited and time spent on the site.
2. How We Use Your Information
We use your personal information for the following purposes:
To provide mortgage brokerage services and personalized advice.
To process mortgage applications and submit documentation to lenders.
To respond to inquiries and book consultations.
To deliver requested resources, including the Mortgage Information Kit.
To communicate with you about your mortgage options and related services.
To improve our website, services, and client experience.
For internal analytics and business operations.
3. Third-Party Services
We may use trusted third-party services to support our operations, including but not limited to:
Customer relationship management (CRM) and automation platforms
Analytics and website performance tools
Secure communication and scheduling tools
These third parties only have access to the information necessary to perform their services and are required to protect your data and comply with applicable privacy laws.
4. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. You may request deletion of your information at any time.
5. Data Sharing and Disclosure
We do not sell or rent your personal information. Your information may be shared only:
With lenders and service providers necessary to process your mortgage application.
When required by law or regulatory authorities.
With your consent.
6. Security Measures
We take reasonable and industry-standard measures to protect your personal information, including:
Secure data storage systems.
Restricted access to personal data.
Administrative and technical safeguards to prevent unauthorized access, disclosure, or misuse.
7. Your Rights
Depending on applicable laws, you may have the right to:
Access the personal information we hold about you.
Request corrections to inaccurate or incomplete information.
Request deletion of your personal information.
Withdraw consent to marketing communications at any time.
To exercise these rights, please contact us using the information below.
8. Cookies and Tracking Technologies
Our website may use cookies or similar technologies to improve functionality, analyze traffic, and enhance user experience. You can manage or disable cookies through your browser settings.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.
10. Contact Information
If you have any questions about this Privacy Policy or how your personal information is handled, please contact:
Joel Hunt – Mortgage Broker
📞 Phone: 514-206-4843
📧 Email: [email protected]